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 Title: |
US5913202:
Financial information intermediary system
[ Derwent Title ]
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| Country: |
US United States of America
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| Inventor: |
Motoyama, Takeshi; Tokyo, Japan
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| Assignee: |
Fujitsu Limited, Kawasaki, Japan
other patents from FUJITSU LIMITED (211480) (approx. 16,206)
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| Published / Filed: |
1999-06-15
/ 1997-06-13
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| Application Number: |
US1997000874979
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| IPC Code: |
Advanced:
G06Q 30/00;
IPC-7:
G06F 19/00;
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| ECLA Code: |
G06Q30/02; G06Q40/04; G06Q40/06;
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| U.S. Class: |
Current:
705/036.R;
705/037;
Original:
705/035;
705/036;
705/037;
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| Field of Search: |
705/035,36,37,39
235/379,380
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| Priority Number: |
| 1996-12-03 |
JP1996000322438 |
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| Abstract: |
A financial information intermediary system which extracts the most suitable product information from a wide variety of financial product information supplied by many financial institutions in the market, so that consumers (or clients) can easily reach the desired financial products. To provide information intermediary services, a financial delivery computer is placed between the clients and a plurality of financial institutions. The financial delivery computer comprises a service selection/execution unit, financial institution data files, and client data files. The financial institution data files are used to store information on various financial products collected from the financial institutions. The client data files store each client's preference information. Upon receipt of a product selection request from a client terminal, the service selection/execution unit retrieves the preference information relevant to the requesting client, and then searches the financial institution data files for appropriate product information based on the retrieved preference information. The system thus helps the client to make a right choice by referring to the qualified product information extracted from the industry-wide database.
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| Attorney, Agent or Firm: |
Staas & Halsey ;
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| Primary / Asst. Examiners: |
MacDonald, Allen R.; Caudle, Penny
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| INPADOC Legal Status: |
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| Family: |
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First Claim:
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What is claimed is:
1. A financial information intermediary system for supplying a client with desired on-line information on financial products provided by a plurality of financial institutions, comprising:
- financial information processing means for collecting and managing financial product information supplied by the plurality of financial institutions;
- financial product information storage means for storing the financial product information collected by said financial information processing means on an individual basis;
- client information processing means for registering and managing client preference information obtained from the client;
- client information storage means for storing the client preference information;
- request processing means for retrieving, out of said financial product information storage means, a collection of qualified financial product information that suits a preference of the client that is described in the client preference information stored in said client information storage means, and sending the collection of the qualified financial product information to a terminal of the client; and
- online competition means for displaying an online competition menu on a screen of the terminal of the client, which presents the collection of the qualified financial product information and provides the client with an opportunity to negotiate about the financial products being presented, by interconnecting the client and the financial institutions being involved.
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| Background / Summary: |
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| Drawing Descriptions: |
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| Description: |
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| Forward References: |
Show 318 U.S. patent(s) that reference this one
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