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Title: US4689478: System for handling transactions including a portable personal terminal
[ Derwent Title ]


Country: US United States of America

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24 pages

 
Inventor: Hale, William J.; Dayton, OH
Horst, William R.; Dayton, OH
Creech, Jr., Arthur R.; Bellbrook, OH

Assignee: NCR Corporation, Dayton, OH
other patents from NCR CORPORATION (395480) (approx. 3,270)
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Published / Filed: 1987-08-25 / 1984-12-24

Application Number: US1984000685623

IPC Code: Advanced: G07F 7/10; G07F 19/00;
Core: more...
IPC-7: G06K 5/00;

U.S. Class: Current: 235/380; 235/375; 235/379; 235/454; 235/487; 235/492; 379/091.01; 379/093.17; 902/022; 902/024;
Original: 235/380; 235/379; 235/454; 235/492;

Field of Search: 235/380,379,454,492

Priority Number:
1984-12-24  US1984000685623

Abstract: A system including a portable personal terminal which may be used for handling a wide variety of financial, shopping, and other transactions. The personal terminal is credit-card sized, is intelligent, includes a plurality of transaction totals and is constructed to be user-friendly. An interface module is used to couple the terminal to other systems for on-line uses.

Attorney, Agent or Firm: Hawk, Jr., Wilbert ; Sessler, Jr., Albert L. ; Wargo, Elmer ;

Primary / Asst. Examiners: Trafton, David L.;

Maintenance Status: CC Certificate of Correction issued

INPADOC Legal Status: Show legal status actions          Buy Now: Family Legal Status Report

Designated Country: DE FR GB  EP JP 

Family: Show 12 known family members

First Claim:
Show all 11 claims
What is claimed is:     1. A system for handling data comprising:
  • a portable data handling device;
  • at least one other system; and
  • an interface module for coupling said device with said other system to transfer data between said device and said other system;
  • said device being an intelligent device, comprising:
  • means for storing data and machine instructions;
  • means for executing said machine instructions;
  • means for displaying data to a user of said device; and
  • means for entering data on said device;
  • said storing means including a personal identification number associated with a valid user of said device and also including a device identification number associated with said device; and
  • means for verifying that a said user of said device is a valid user; and
  • said other system having means for verifying that said device identification number is a valid one;
  • said device being of a size enabling it to fit into a hand of said user;
  • said storing means also including means for storing a plurality of separate entries associated with said valid user, and said machine instructions including separate applications for conducting transactions relative to said separate entries, which said separate applications can be selected via said entering means by said valid user after said valid user has in fact verified via said verifying means that the user is said valid user;
  • said device also including:
  • a sensor area for receiving data from said interface module; and
  • a transmitting area for transmitting data from said device to said interface module;
  • said sensor and transmitting areas being light-operated;
  • said device including a panel and said sensor and transmitting areas being located on said panel;
  • said interface module including:
  • a transmitting area for transferring data by modulated light to said sensor area of said device;
  • a sensor area for receiving modulated light;
  • a source of light;
  • means for directing light reflected from said transmitting area of said device to said sensor area of said interface module; and
  • a receiving area for receiving said device to enable the transfer of data therebetween;
  • said sensor area of said device being aligned with said transmitting area of said interface module and said source of light being aligned with said transmitting area of said device when said device is positioned in said receiving area;
  • said device also including means for modulating the light from said source of light in accordance with the data to be transferred from said device.


Background / Summary: Show background / summary

Drawing Descriptions: Show drawing descriptions

Description: Show description

Forward References: Show 175 U.S. patent(s) that reference this one

       
U.S. References: Go to Result Set: All U.S. references   |  Forward references (175)   |   Backward references (16)   |   Citation Link

Buy
PDF
Patent  Pub.Date  Inventor Assignee   Title
Buy PDF- 26pp US3971916  1976-07 Moreno  Societe Internationale Methods of data storage and data storage systems
Buy PDF- 7pp US4004133  1977-01 Hannan et al.  RCA Corporation Credit card containing electronic circuit
Buy PDF- 10pp US4017848  1977-04 Tannas, Jr.  Rockwell International Corporation Transparent keyboard switch and array
Buy PDF- 12pp US4053735  1977-10 Foudos   Assured-check computer-based bank credit disbursing system
Buy PDF- 14pp US4078257  1978-03 Bagley  Hewlett-Packard Company Calculator apparatus with electronically alterable key symbols
Buy PDF- 15pp US4092524  1978-05 Moreno  Societe Internationale pour l'Innovation Systems for storing and transferring data
Buy PDF- 14pp US4211919  1980-07 Ugon  Compagnie Internationale pour l'Informatique Portable data carrier including a microprocessor
Buy PDF- 14pp US4277837  1981-07 Stuckert  International Business Machines Corporation Personal portable terminal for financial transactions
Buy PDF- 16pp US4298793  1981-11 Melis et al.  U.S. Philips Corporation Portable element for receiving, storing, displaying and outputting digital data, and a reservation device for use in a reservation system
Buy PDF- 16pp US4313108  1982-01 Yoshida  Casio Computer Co., Ltd. Electric apparatus for displaying a plurality of key symbols on a single passive display
Buy PDF- 17pp US4454414  1984-06 Benton  Vericard Corporation Funds transfer system using optically coupled, portable modules
Buy PDF- 21pp US4460965  1984-07 Trehn et al.   Device for the use of and easily carried by an individual
Buy PDF- 14pp US4482802  1984-11 Aizawa et al.  Hitachi, Ltd. Transaction handling system
Buy PDF- 9pp US4498000  1985-02 Decavele et al.  Transac-Alcatel Security method and device for communicating confidential data via an intermediate stage
Buy PDF- 16pp US4536647  1985-08 Atalla et al.  Atalla Corporation Pocket banking terminal, method and system
Buy PDF- 18pp US4575621  1986-03 Dreifus  Corpra Research, Inc. Portable electronic transaction device and system therefor
       
Foreign References:
Buy
PDF
Publication Date IPC Code Assignee   Title
Get PDF - 30pp EP0029894 1981-06  G07C 11/00 IBM A system for achieving secure password verification 
Buy PDF FR2389185 1978-11  G07F 7/08 TRANSACTION TECHNOLOGY INC TERMINAL POUR TRANSACTIONS 
Buy PDF- 32pp WO8203484 1982-10  G06K 1/14 BENTON WILLIAM M TRANSACTION VERIFICATION SYSTEM USING OPTICAL DATA COMMUNICATION LINK 
Buy PDF- 41pp WO8303018 1983-09  G06K 19/07 TELEFONAKTIEBOLAGET L M ERICSSON A PORTABLE DEVICE FOR STORING AND TRANSFERRING DATA 
Buy PDF- 3pp GB2066540 1981-07  G06K 19/07 LETHABY & CO LTD TRANSACTION DEVICE 


Other Abstract Info: DERABS G86-182973

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